CFV Advisory financial planning graphic titled “Bad. Good. Smart.” illustrating the three rungs of debt for Australian dual-income households. The graphic explains the difference between bad debt, good debt, and smart debt, highlighting how strategic borrowing can support long-term wealth creation.
Cash Flow, Debt, Investment, Strategy / Tactics

Good Debt vs Bad Debt — and the Smart Debt Most Australians Miss

The good debt vs bad debt question isn’t about the size of the loan or the rate on it. Context […]