Financial planning that helps you live the life you want to live

CFV Advisory (formerly CFV Services) is a Sydney-based financial planning firm for families, couples, retirees and business owners in Sydney, Melbourne and across Australia.

We help you build wealth, pay down debt, pay less tax and retire with confidence.
Led by Victor Idoko CFA CFP® SSA® · 5-star rated on Google and Adviser Ratings

FINANCIAL GOALS ARE LIFE GOALS

Savings, investments, superannuation, business/asset protection, cash flow… everything to do with your finances might seem like a numbers game.

But all of those numbers tell a story. Your story.

And every financial decision influences and shapes the next chapter. With financial planning, investment management and coaching you can become the storyteller.

Buying a property?

OR …

Creating a home!

Investing in the market?

OR …

Affording your kid’s education?

Growing your super?

OR …

Enjoying your retirement!

Protecting your wealth?

OR …

Securing your family’s future!

Learn more about how CFV can help you plan for the future, achieve your goals and live a more rewarding and fulfilling life through better financial planning and wealth creation.

Who we help

Wealth builders

Couples and professionals aged 35–55 who want to pay off the mortgage sooner, invest with a plan and pay less tax.

Advice for wealth builders →

Pre-retirees and retirees

Retire with confidence: when you can stop work, how to draw an income, and how to make your super last.

Advice for retirees →

Business owners

Line up your business, your structures and your personal wealth so each one supports the others.

Advice for business owners →

Why clients choose CFV

CFA, CFP® and SMSF Specialist Advisor™ credentials
5-star rated by clients on Google and Adviser Ratings, with Platinum adviser status
Author of Two Incomes — One Plan to 5X Your Wealth (2026)
MDRT Annual Meeting speaker, returning for MDRT 2027

Your personal financial adviser in Sydney

• What are your plans for the future?
• How will you fund the life you want to live?
• What matters most to you?

Tell us your story and work with a qualified financial adviser to bring your life goals within reach. CFV Advisory offers personalised financial advice for individuals, families, entrepreneurs and businesses in Sydney, Melbourne and all over Australia.

How it works: 1. A free 30-minute intro call with James, our Relationship Manager. 2. A strategy meeting with Victor to map your goals. 3. Your personal plan, then ongoing advice as life changes.

Join our mailing list

What are people saying about CFV?

“Victor and his team have been nothing short of exceptional. They are extremely attentive, experienced, readily available and always have our best interests at heart.”

Ron Burnwood

Port Macquarie, NSW

“Victor and his team helped us with Cash Flow Management Training that really helped us to sort our accounts … Highly recommend Victor Idoko for any financial planning!”

Hassan

Rosebery, NSW

“Victor was fantastic to work with! His knowledge was brilliant and he was a massive help in getting our finances and estate in order. He listened to our needs and facilitated them very well.”

Paul

Yokine, WA

Try our free tools

Wealth Efficiency Assessment · Retirement Readiness Quiz · Retirement Calculator

Frequently asked questions

Where is CFV Advisory based?

CFV Advisory is based in Sydney and serves clients in Sydney, Melbourne and across Australia, in person or by video.

Who does CFV Advisory help?

Wealth builders (often dual-income couples aged 35–55), pre-retirees and retirees, and small business owners.

Is the first meeting free?

Yes. The first meeting is a free 30-minute intro call to see whether we’re the right fit.

Is CFV Advisory licensed?

Yes. CFV Advisory is a Corporate Authorised Representative (001286043) of Spark Advisors Australia Pty Ltd, AFSL 380 552.

What qualifications does Victor Idoko hold?

Victor is a CFA charterholder, a CERTIFIED FINANCIAL PLANNER® professional and an SMSF Specialist Advisor™.